Looking for an ideal economic system economists have long been striving for? A system with stable prices, full-employment, equitable distribution of income, and steady growth?

If you can visualize it...We'll make it happen!!

All above seemingly conflicting goals can simultaneously
be achieved by: (1) Making money an
endogenously-determined variable via
"integrating money in capital theory", (2) Using Friedman Rule
and applying Islamic contracts to construct Islamic Banking.

Your life is worth making a difference.
It takes change in attitude to change life for the better.



Islamic Money and Banking: Integrating Money in Capital Theory; John Wiley & Sons (2009)


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Please click on the PDF to read the Brief
In 2011 World Bank elected Prof Iraj Toutounchian as an Islamic Finance Expert to provide Consulting Services for the world bank project titled “Expanding Access to Islamic Finance for SME’s in Indonesia: Creating Pilot Assessment Tool”. e.Gen. Consultants Limited was selected by the World Bank, in this project, as the Lead Firm/Prime Contractor in accordance with the procedures set out in the World Bank Procurement Guidelines.

Two recent speeches made in Indonesia as follow:


1. “Islamic Banking/Finance and its Global Challenges” at Universitas Islam Sultan Agung (UNISULLA); Semarang, Indonesia; May 11, 2011

2. “Islamic Money and Banking and its Global Practice” at University of Airlangga;
Surabaya, Indonesia; May 14, 2011.

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SELECTED MOST RECENT PAPERS BY IRAJ TOUTOUNCHIAN, PH. D.

Paper presented at Harvard's Seventh Forum on Islamic Economics 2006

Journal Paper Integrating Money in Capital Theory 2006




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